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Will my Insurance Cover my Rehab for Opioid Addiction?

Dr. Jeffrey Berman, MD By October 4, 2019
Insurance for Opioid Addiction

Opioid addiction has, unfortunately, impacted many individuals. Thankfully, treatment is available for those who are living with this problem. With professional guidance and treatment, it’s possible to completely overcome opioid addiction and find freedom through living an addiction-free life.  Individuals can get coverage through their insurance for rehab.

Perhaps you have been suffering from a substance use problem involving opioids such as heroin, fentanyl, morphine, or codeine. Regardless of how you became dependent on these drugs, it’s important to seek help immediately in order to end this struggle. 

Here at Discovery Institute in New Jersey, we are dedicated to helping our clients find their way to lives that are free from addiction and substance abuse. We offer our rehabilitation services to those who are suffering from alcohol dependence or drug abuse. So, if you are ready to end opioid addiction in your life, you can begin your recovery journey today!

Getting Rehab for Opioid Addiction: Paying for Treatment

The thought of getting treatment for substance abuse has caused many people to continue living lives of addiction. There are several reasons why this happens. For one, many people are afraid of what life in recovery may hold. Simply put, people are simply afraid of not knowing what to expect. 

Questions fill the minds of those who are considering getting treatment. Many people wonder if they will be able to survive without the use of alcohol or drugs. Some individuals fear that they will no longer be able to feel “normal” again. Others worry about whether or not they’ll be able to deal with traumatic memories or everyday stress without substances to depend on.

Another concern many people face when it comes to getting rehab for opioid addiction is the financial aspect of rehab. Addiction treatment is sometimes difficult to afford for those who are paying out-of-pocket. 

Perhaps this is a concern you’ve been dealing with as you’ve considered getting help for your opioid addiction. If so, there’s good news for you. Through your health insurance plan, you can get coverage for substance abuse treatment.

Information About the Rehab Process

Here at Discovery Institute, we know that the recovery process is different for each individual who comes to us for help. So, we work to provide individualized treatment approaches that can help our clients find freedom from addiction.

Those who are struggling with opioid addiction must first become physically independent of the drug. We help facilitate this through our medically supervised detoxification process. In order to successfully detox from opiate abuse, individuals should have medical guidance. This will help throughout the withdrawal process.

Withdrawing from drugs can be very difficult. The symptoms of withdrawal are often uncomfortable can lead individuals to relapse. Some of the symptoms of opioid and opiate withdrawal include the following:

  • Confusion
  • Diarrhea
  • Anxiety
  • Fevers
  • Nausea
  • Vomiting
  • Drowsiness
  • Restlessness
  • Increased heart rate
  • Excessive sweating

Sometimes, people who are withdrawing from opioids experience symptoms of psychosis and other such symptoms. These could include hallucinations. People who are in withdrawal may also suffer from sleeping problems. 

Since these symptoms can be so difficult to deal with, individuals often find themselves returning to substance use in order to feed their cravings. This is known as a relapse and can be the beginning of another addiction cycle. 

However, by detoxing at a rehab facility like ours here at Discovery Institute, individuals can end substance abuse both safely and more comfortably. 

What Should I Do About My Opioid Addiction?

Sadly, millions of people have found themselves struggling with various types of addiction, including alcoholism and opioid addiction. It’s often very difficult and, sometimes even impossible for people to end these problems on their own.

Without help from those who understand the struggles of addiction and recovery, it can be hard to become totally free from substance abuse. So, if you have noticed signs of an opioid abuse problem in your life, it’s time to stand up against addiction. 

The best thing you can do is reach out for help. You don’t have to fight this battle alone; there’s no need to attempt to do so. Instead, speak to trusted loved ones and get support as you begin your journey to recovery.

Discovery Institute Accepts Various Insurance Plans

If you’ve been trying to figure out how to pay for substance abuse treatment, know that you’re not alone. Many people struggle to determine whether or not treatment will be feasible or affordable for them. 

Our staff here at Discovery Institute is well aware of the hardships many families face, especially when it comes to getting medical help for things such as addiction. We understand that you may be feeling overwhelmed by all the financial particulars of rehab.

This is why we will work with you to determine whether or not your insurance company will cover rehab at our treatment center, answering your questions and concerns along the way.

Our facility works with various insurance companies, such as Oxford Healthcare, EmblemHealth, and Aetna.

Here is some information that may be helpful to you as you seek help for opioid addiction in your life.

EmblemHealth

EmblemHealth offers coverage for addiction rehab and provides resources for those who are living with a mental health disorder. So, if you have a plan with EmblemHealth and are in need of professional treatment for opioid addiction, you may be able to get the financial assistance you need in order to pay for your treatment.

Navigating through your EmblemHealth plan might be challenging at times. But, we’re here to help you find out more about your plan and how it applies to substance abuse rehab.

Blue Cross Blue Shield 

Blue Cross Blue Shield, which is often called BCBS, has been serving individuals since 1929. They offer coverage for addiction treatment and may be able to help you cover rehab expenses here at Discovery Institute. The amount of coverage you receive will depend on the type of plan you have through BCBS: bronze, gold, silver, or platinum. You might receive somewhere between 60% and 90% coverage for opioid addiction treatment. 

At Discovery Institute, our team works to make sure our clients are comfortable with every aspect of the treatment process, including the financial side of things. So, should you have any questions regarding your BCBS plan as it relates to treatment at our facility, please feel free to ask!

Aetna

Aetna was founded in 1853 and offers assistance to individuals who are in need of healthcare services. This company covers various addiction rehab services, such as: 

  • Inpatient rehab 
  • Outpatient rehab
  • Detoxification 
  • Intensive outpatient programs (IOPs)
  • Partial hospitalization programs (PHPs)

The kind of insurance plan you have will determine the type of coverage you will receive for rehab services. You may receive coverage for treatment at an in-network facility but not for services offered by an out-of-network provider. So, it’s important to check with your insurance company to make sure your treatment facility is an in-network provider. 

Fortunately, Discovery Institute Aetna insurance and we can help you to find out more about your options for treatment at our rehab center.

UnitedHealthcare

UnitedHealthcare, also known as UHC, provides coverage for addiction services. These services include the following: 

  • Inpatient treatment
  • Outpatient treatment
  • Inpatient detox
  • Outpatient detox.

You may hold a Bronze Copay 50 plan, Silver Copay 70 plan, or a Platinum Copay 80 plan. These plans determine how much of your treatment costs the insurance company will cover. So, it’s best to speak with your insurance provider to learn more about coverage options for addiction rehab treatment. You can also reach out to us here at Discovery Institute to find out how we can help!

Oxford Healthcare

Oxford Healthcare, a division of UnitedHealthcare covers addiction treatment and rehab services. It offers services to those living in the Connecticut, New York, and New Jersey areas. At Discovery Institute of New Jersey, we work with those who have an insurance plan through Oxford Healthcare. If you would like, you can reach out to us to find out how your insurance plan can help you pay for treatment at our facility.

Using Your Insurance Plan for Rehab at Discovery!

Opioid and opiate use problems are, unfortunately, common. Many people have fallen prey to illicit opioids like heroin. But, many have also become addicted to prescription drugs. Regardless of whether an opioid is legal or illicit, being addicted to it is extremely dangerous and even life-threatening. This is why it’s so important to get help in overcoming this issue.

In many cases, people who are dealing with an addiction problem struggle to reach out for help. It’s not always a matter of pride; sometimes, it’s the fear that treatment will not or cannot help them. Sadly, many people feel as though they have gone too far and, as a result, opt out of treatment. 

But, reaching out for help is the first step toward an addiction-free lifestyle. Just asking for help creates a stepping stone toward true freedom! So, if you have been contemplating getting professional help in ending opioid addiction in your life, there is no time like the present.

You don’t have to continue living with opioid addiction. You can become free, one step at a time. Help is only a phone call away. For more information about how Discovery Institute can help you to end substance dependence and addiction in your life, please contact us today by calling (844) 433-1101.

References:

https://www.mayoclinic.org/diseases-conditions/prescription-drug-abuse/in-depth/tapering-off-opioids-when-and-how/art-20386036

https://www.drugabuse.gov/publications/drugfacts/prescription-opioids

Article Reviewed by Dr. Jeffrey Berman, MD

Dr. Jeffrey Berman, MDDr. Jeffrey Berman is a psychiatrist in Teaneck, New Jersey and is affiliated with Robert Wood Johnson University Hospital. He received his medical degree from State University of New York Upstate Medical University and has been in practice for more than 20 years. He also speaks multiple languages, including French and Hebrew.

Insurance may cover up to 100% of your treatment

Discovery Institute works in partnership with most of the leading insurance providers in the country. Depending on your coverage, your stay with us may be covered by your policy’s benefits. Speak to one of our admissions coordinators today to receive a free assessment of benefits.

(844) 433-1101


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